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Getting into a car accident is always scary. Without the proper legal help, resolution with the other party can be rather difficult to sort out on your own, especially if you have suffered from an injury due to the accident. Complications can also arise when the other party was driving a company vehicle. 

On top of dealing with the physical and mental stress of the accident, now you may worry about whether you are going to receive coverage for your suffering. Luckily, powerhouse layers, Kaiman & Crahan can help you navigate through this challenging and time-consuming process.

Keep reading to understand what makes company car accidents different from regular car accidents and the legal process for dealing with this kind of car accident. 

What to do if Involved in an Accident

First, you will need to contact the authorities, medical personnel, and exchange contact info and insurance information from the other party involved. At this point, you will need to gather as much evidence as possible including the individual’s name, license plate number, email, phone number, and company name. When talking to the police, be sure to describe the incident as calmly and objectively as possible. Just like any other kind of car accident, refrain from apologizing or admitting fault. Seek an attorney as soon as possible who can review your case and advise on what types of claims to file.

Who Is at Fault?

In Kentucky, the driver responsible for the accident is at fault. This means their insurance should cover the damages caused by the accident. If the other driver struck you, they are on the hook for paying to get your car repaired and for coverage of your personal injury. If you were the one who caused the accident, then it is up to your insurance company to cover part or all of the damages. 

There are typically three parties that may be liable for the accident in the event of a company-vehicle crash.

  • If the truck driver was driving while drunk, sleepy, on drugs, or otherwise negligent of their driving responsibilities or to safety laws he or she may be liable.
  • If the company that owns the vehicle should not have had this employee driving on the road due to a poor driving record or knowledge of substance abuse, or if the company was negligent in keeping the vehicle in good repair, then it may be liable.
  • If the vehicle parts manufacturer produced defective parts, especially brakes or tires, then the manufacturer may be liable. 

Rely on the Personal Injury Attorneys at Kaiman & Crahan

We hope that you are never involved in an accident like this, but know that if you ever are, we will be right there by your side. If you have been injured in an accident with a company vehicle, call the Kentucky car accident attorneys at Kaiman & Crahan at (502)771-0741 or contact us online.

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